Job Title: Credit Analyst
Location: Ikeja, Lagos
Employment Type: Full-time
About Corebank Nigeria:
Corebank is a fintech platform of Corestep Microfinance Bank offering a range of financial services. Our products include savings, investment, bill payments, and collections. Additionally, we provide loans, advances, and advisory services. Corebank is committed to delivering innovative and efficient financial solutions to our customers.
Role Description
- We are seeking a detail-oriented and analytical Credit Analyst to join our team.
- In this role, you will assess the creditworthiness of individuals or businesses, analyze financial data, reconcile loan portfolios and provide risk assessments to support sound lending decisions.
- You will play a critical role in managing credit risk and supporting our growth with data-driven practices.
Key Responsibilities
- Analyze credit data, financial statements, and other documents to assess the creditworthiness of existing or prospective clients.
- Prepare and present credit reports and risk assessments to internal stakeholders.
- Monitor and review existing credit files and recommend credit limits or adjustments.
- Conduct reconciliation on existing credit/loan portfolios.
- Collaborate with sales, finance, and risk teams to ensure the Bank’s credit policies are adhered to.
- Identify early warning signs of credit deterioration and proactively address risks.
- Maintain accurate records and ensure compliance with internal credit policies and regulatory requirements.
- Recommend improvements to credit scoring models and risk assessment processes.
Requirements
- Bachelor’s Degree in Finance, Accounting, Economics, or a related field.
- Minimum 2 – 4 years of experience in credit analysis, financial analysis, or a similar role.
- Strong analytical and quantitative skills.
- Proficiency in financial modeling, ratio analysis, and interpreting financial statements.
- Excellent written and verbal communication skills.
- Working knowledge of credit scoring systems, Excel, or similar platforms.
- Attention to detail, accuracy, and ability to manage multiple priorities under pressure.
Qualifications:
- Bachelor’s Degree in Banking & Finance, Accounting, Business Administration, or related fields.
- Professional certifications such as MCIB, ICAN, or Credit Risk related certifications.
- Experience in microfinance banking, fintech, and other financial services.
- Knowledge of relevant local or international credit regulations and best practices.
Benefits
- Competitive salary.
- Opportunities for learning and career advancement.
- Supportive and inclusive team culture.
- Health insurance and wellness benefits.
- Growth opportunities in a dynamic, fast-growing bank.
- A chance to shape the future of digital banking in Nigeria.
Application Closing Date
23rd May, 2025.
How to Apply:
Interested and qualified candidates should send their CVs to: hr@corestepmfb.com using the Job Title as the subject of the email.
