Chief Technology Officer at PalmPay Limited

Chief Technology Officer


  • Job Title: Chief Technology Officer
  • Location: Ikeja, Lagos
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About PalmPay Limited

PalmPay is an Africa-focused fintech firm, launched in 2019. PalmPay is a mobile payments platform that offers a number of financial services.


Role Overview

  • The CTO will serve as a key member of the executive team, responsible for building scalable, secure, and innovative fintech platforms that support business growth, regulatory compliance, and user satisfaction across all markets where PalmPay operates.
  • This role requires a strong blend of strategic vision, people leadership, and deep technical acumen.

Key Responsibilities

Technology Leadership & Strategy:

  • Define and execute PalmPay’s technology vision, aligned with business goals and regional growth strategies.
  • Drive the architecture, infrastructure, and technical innovation across all products, including mobile apps, APIs, card systems, lending platforms, and agent networks.
  • Identify and integrate new technologies that enhance platform scalability, speed, security, and reliability.

Engineering Leadership:

  • Lead, mentor, and scale a high-performing cross-functional engineering team (backend, frontend, DevOps, security, QA).
  • Foster a strong culture of agility, innovation, and accountability.
  • Establish engineering best practices, code quality standards, and effective documentation across teams.

Security, Compliance & Risk Management:

  • Oversee system security, fraud prevention mechanisms, and data privacy controls.
  • Ensure platforms comply with regulatory requirements across jurisdictions (e.g., CBN, NITDA, GDPR).
  • Collaborate with internal audit, compliance, and legal teams to assess and mitigate technology risks.

Infrastructure & Systems Architecture:

  • Lead decisions on cloud strategy, system design, CI/CD pipelines, and disaster recovery.
  • Oversee platform uptime, reliability, scalability, and performance SLAs.
  • Champion the adoption of modern microservices, containerization, and scalable API strategies.

Cross-functional Collaboration:

  • Partner with Product, Risk, Operations, and Business Units to support product innovation and delivery.
  • Communicate technology plans, roadmaps, and risks to executive leadership and external stakeholders.
  • Evaluate and manage third-party technology vendors, platforms, and external integrations.

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Requirements And Qualifications

  • Bachelor’s or Master’s degree in Computer Science, Engineering, or a related field.
  • 10+ years of progressive leadership experience in technology roles, with at least 5 years in a senior engineering or CTO role.
  • Proven experience leading technology for a fintech, payments, or digital banking company in emerging markets.
  • Strong knowledge of:
    • Cloud infrastructure (AWS, GCP)
    • Mobile and web development frameworks
    • APIs, microservices, and distributed systems
    • Card/payment switching, settlement systems, or lending platforms
  • Hands-on understanding of cybersecurity, DevOps, and modern data architecture.
  • Demonstrated ability to lead and scale large, diverse engineering teams across geographies.
  • Excellent communication, stakeholder management, and leadership skills.

How to Apply

Interested and qualified candidates should click on ‘Apply Here’ below.
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