Junior Legal Recovery Officer at AB Microfinance Bank Nigeria

About AB Microfinance Bank

AB Microfinance Bank is a national microfinance bank licensed by the Central Bank of Nigeria (CBN), with its head office in Lagos and branches spread across Lagos, Oyo, Ogun, Ondo and Anambra State.

AB Microfinance Bank Nigeria is committed to its passion of helping to improve the business opportunities of entrepreneurs by availing them of easy access to affordable loans, as well as improve the general financial status of everyone with its deposit accounts. It is a limited liability company duly incorporated in Nigeria under the 2002 Companies and Allied Matters Act, and is regulated by the Central Bank of Nigeria as a fully fledged microfinance bank.

The Bank has an exceptional group of very strong international shareholders committed to the task of improving access to financial services in the country. These shareholders are Access Microfinance Holding AG of Germany, KfW – the German Development Bank, the African Development Bank, and the International Finance Corporation of the World Bank Group. Together, they have an established record of setting up and managing microfinance banks across the African and Asian continents in such countries as Nigeria, Tanzania, Liberia, Zambia, Rwanda, Madagascar, Azerbaijan, Tajikistan, Georgia, and Brazil.

Main Responsibilities

• Advising lending unit on general legal aspects of credit business
• Receiving and reacting/responding to client’s solicitor‘s letters, to understand the Legal impart of the correspondences
• Provide daily support to branches regarding all recovery decisions and activities.
• Support and liaise with external solicitors, law enforcement, and other stakeholders on recovery matters.
• Conduct research on Legal issues especially on the adequacy of various types of securities granted by the bank and make recommendations to Head of Credit regularly on legal aspect of lending
• Support in the preparation and filing of regulatory returns in compliance with the provision of the Nigeria law, local requirements and regulatory guidelines.
• Participate in the negotiation and settlement of disputes if any, between loan clients and the bank.
• Ensure proper filing and record keeping of documents and internal registers within the department and review of credit contracts to meet the standards required of the lending business.

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Requirements and skills

Necessary experience and knowledge

• Bachelor of Laws (LL.B) and BL (Barrister at Law) from the Nigerian Law School.
• Minimum 3 – 4 years post call to bar experience in debt recovery, litigation support, or commercial law (experience in financial services is an added advantage).
• Strong understanding of debt recovery procedures, banking regulations, and legal documentation.
• Excellent communication, negotiation, and persuasive skills.
• High ethical standards, attention to detail, and ability to work under pressure.
• Sound knowledge of MS Office package, database management and record keeping
• Ability to work with high level of discretion and confidentiality
• Excellent interpersonal and organizational skills
• Proven debt recovery and negotiation skill
• Analytical and problem-solving ability
• Outstanding legal drafting and documentation abilities.

Application Closing Date
5th September, 2025.

How to Apply

Click here to download the Editable CV Template

Note: Only shortlisted candidates will be contacted.