- Job Title: Portfolio Manager
- Location: Nigeria
- Job Alerts: To receive Job Alerts on WhatsApp, Click HERE
About Danish Refugee Council (DRC)
FairMoney is building the leading mobile bank for emerging markets. We started with a digital microcredit application on Android, and currently roll out additional financial services (current account, savings, debit card) while expanding the product to Western Africa and South-East Asia.
Job Description
- To gain deeper insights into FairMoney’s pivotal role in reshaping Africa’s financial landscape, we invite you to watch informative video.
- The Portfolio Manager will build and manage with effectiveness and efficiency a large portfolio of customers with the strict minimum risk acceptance level by selling the different products of the company.
- The Portfolio Manager remains responsible of the funds given out to clients in his portfolio as loans. He is also responsible of having a good relationship with Fairmoney’s clients and encourage them to buy all the products they are qualified for.
Key Responsibilities
Pre-loan disbursement:
- Promote/Market FairMoney’s products to prospective clients by using all the channels possible
- Visit and evaluate potential clients businesses
- Visit client’s personal house when it’s necessary
- Visit co-debtor’s, guarantor’s houses and businesses when it’s required
- Analyze financial data of client’s businesses
- Analysis of quantitative and qualitative data of client’s businesses and households
- Prepare loan documents for credit committee
- Present loan files to credit committee
- Enter Loan files in the MIS
- Represent FairMoney towards all active and potential partners with dignity and pride
- Fulfill all other necessary assignments by the institution
Post-Loan Disbursement:
- Conduct monitoring visits to business and households
- Follow- up on day-to-day loan repayments
- Manage loan recovery from active and written-off clients until full reimbursement is achieved
- Assess the impact of loan before renewal
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Requirements
- HND / Bachelor’s Degree in Sales and Marketing or related fields
- A minimum of 4 years of experience in Loan Sales / Portfolio Management
- Ability to motivate a team of Sales Managers for performance
- Extremely flexible, result-oriented, and hardworking with a strong track record of success
- Ability to self-motivate and manage self
- Good communication and interpersonal skills
- High level of integrity
- Dynamic and motivated and individuals who like to work outdoors
How to Apply
Interested and qualified candidates should click on ‘Apply Here’ below.
